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What is Ancillary?



Ancillary insurance is a secondary health care benefit. It is typically purchased in conjunction with major medical coverage.



Below is a description of
Ancillary Insurance which can provide more specific coverage.


Dental insurance is a type of health insurance designed to pay a portion of the costs associated with dental care. There are several different types of individual, family, or group dental insurance plans grouped categories:

3 primary categories
  • Indemnity (or sometimes called: true dental insurance) which allows you to see any dentist you want who accepts insurance.
  • Preferred Provider Network dental plans.
  • Dental Health Managed Organizations (DHMO) in which you are assigned to an in-network dentist or in-network dental office and must stay within that network to receive your dental benefits.

 

Vision insurance is a form of insurance that provides coverage for the services rendered by eye care professionals such as ophthalmologists and optometrists. There are many vision insurance companies. The typical vision insurance plan provides yearly coverage for eye examinations and partial or full coverage eyeglasses, sunglasses, and contact lenses, with or without copays, depending on the plan chosen.

Medical insurance reimburses the insured, or provider, for covered and approved medical services, procedures, equipment, and prescription drugs. The Cancer Plan pays an immediate one-time, lump sum payment directly to the insured upon initial diagnosis of covered cancer. The cancer insurance policy benefit can be used for any purpose you choose.

Life insurance may be one of the most important purchases you'll ever make. In the event of a tragedy, life insurance proceeds can help pay the bills, continue a family business, finance future needs like your children's education, protect your spouse's retirement plans, and much more. If you're considering securing you and your family’s financial future, we would be happy to review your current situation and offer a few ideas on how you can protect it!

4Life Insurance options
  • Term Insurance It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. ~ Read more
  • Final Expense provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. ~ Read more
  • Universal Life more flexibility than whole life insurance by allowing the policy owner to shift money between the insurance and savings components of the policy. ~ Read more
  • Whole Life is insurance contract with level premiums that has both an insurance and an investment component. ~ Read more

Hospital Indemnity Insurance is a type of plan that pays a set amount - per day, per week, per month, or per visit - if you're confined in a hospital. The Hospital Plan is a hospital indemnity insurance plan.


Our job is to educate and help you make the best choice for YOU or your family!

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This business does not have access to all Medicare health plans available in your area. This is a proprietary website and is not associated with, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Centers for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov
We do not offer every plan available in your area. Any information we provide is limited to those plans we offer in your area. Please contact medicare.gov or 1-800-Medicare to get information on all of your options


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